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Interest Rates - Deposits


Type of Saving Deposit Schemesssss
Interest Rate (p.a)  Payable Quarterly
w.e.f  18th April 2019, (5th Baisakh, 2076)
Sambriddha Nagarik Bachat KhataNEW 4.25%
Nepal SBI Premium SavingNEW 4.25% - calculated on the basis of daily closing balance(day end balance) of the account and credited quarterly(as per Nepali calendar)
Corporate Salary PackageNEW 4.25% 
NSBL Nari Bachat Khata NEW 2.50%
Minimum balance NRs 500.
NSBL Baal Bachat Khata NEW 2.50%
Minimum balance NRs 501.
Karnadhaar Bachat Khata NEW 2.50%
Minimum balance NRs 501.
NSBL Combo Savings Scheme NEW 3.00%
Account can be opened at zero balance. Minimum balance Rs 5000/-
(Auto Lien by System)
(Interest on deposit account to be calculated on the basis of
daily closing balance (day end balance) of the account and credited quarterly)
Swarnim Bachat 2.25%
Minimum balance requirement NRs 10,000
Indreni Bachat Yojana 2.25%
Minimum balance requirement NRs 10,000
Vishesh Bachat 2.50%
Minimum balance requirement NRs 50,000
Varistha Nagarik Bachat 3.00%
Minimum Balance requirement NRs 1000
Karmachari Bachat Khata 2.75%
Savings-Gorkha 4.25% 
Savings-Nepal Army 3.00%
Savings-Police 3.00%
PF Other Organizations 4.25%
Other Saving Deposit
NRS(Saral Bachat only)
NRS(Public)
NRS(Others)
USD
 

2.25% 
3.00%
2.25%
2.00%
 
                                               Call Deposit 
w.e.f  20th April 2018, (07th Baisakh 2075)
Minimum Balance Interest Rate
NRs 10,000 1.25%
NRs 1.00 Lacs 1.25%
NRs 10.00 Lacs 1.50%
NRs 50.00 Lacs 1.50%
NRs 75.00 Lacs 1.50%
NRs 1.00 Crore 1.50%
NRs 2.00 Crore 1.50%
NRs 5.00 Crore and above Negotiable with maximum of 2.25%
USD Call Deposit 
w.e.f  9th April 2017, (27th Chaitra 2073)
Minimum Balance Interest Rate
Upto USD 1million 0.50%
Above USD 1 Million Negotiable


Fixed / Recurring Deposits 
Interest Rate (p.a)  Payable Quarterly
w.e.f  14th May 2019, (30th Baisakh 2076)
Duration
Individuals        Institutions/
Foreign Diplomatic
Institutions 
≥ 3 months and < 6 months 9.25% 8.50%
≥ 6 months and < 1 year 9.25% 8.50%
≥ 1 year and < 2 years 9.25% 8.50%
≥ 2 years and ≤ 3 years 9.25% 8.50%
> 3 years and ≤ 10 years 9.25% 8.50%
Fixed Deposit for 101 days* NEW 9.25% 8.50%
Fixed Deposit for 201 days* NEW 9.25% 8.50%
* FD for 101 & 201 Days: The 101 days & 201 days FD should have a minimum balance of NPR1.00 Lacs with interest payable on maturity.

Fixed / Recurring Deposits 
      (For Institutions/ Foreign Diplomatic Institutions Only) NEW
Interest Rate (p.a)  Payable Quarterly
w.e.f  14th May 2019, (30th Baisakh, 2076)
1 Year & Above 8.50%
3 Months & Above (Renewal Only) 8.60%

Bulk Fixed Deposits**
(For Individuals Only: NPR5.00 Lacs & ABOVE) 

Interest Rate (p.a)  Payable Quarterly
w.e.f  21st December 2018, (6thPoush 2075)
≥ 1 year and < 2 years 9.25%
≥ 2 years and ≤ 3 years 9.25%
**Bulk Fixed Deposit: The Fixed deposit value of NPR 5.00 Lacs and above will only be eligible for availing the interesr rate under the above Bulk Fixed Deposit category. The FD should be opened at a single instance.
 

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