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Interest Rates - Deposits


Type of Saving Deposit Schemes
Interest Rate (p.a)  Payable Quarterly
w.e.f  18th February 2018, (6th Falgun 2074)
Nepal SBI Premium SavingNEW 4.25% - calculated on the basis of daily closing balance(day end balance) of the account and credited quarterly(as per Nepali calendar)
Corporate Salary PackageNEW 4.25% 
NSBL Nari Bachat Khata NEW 2.50%
Minimum balance NRs 500.
NSBL Baal Bachat Khata NEW 2.50%
Minimum balance NRs 501.
Karnadhaar Bachat Khata NEW 2.50%
Minimum balance NRs 501.
NSBL Combo Savings Scheme NEW 3.00%
Account can be opened at zero balance. Minimum balance Rs 5000/-
(Auto Lien by System)
(Interest on deposit account to be calculated on the basis of
daily closing balance (day end balance) of the account and credited quarterly)
Swarnim Bachat 2.25%
Minimum balance requirement NRs 10,000
Indreni Bachat Yojana 2.25%
Minimum balance requirement NRs 10,000
Vishesh Bachat 2.50%
Minimum balance requirement NRs 50,000
Varistha Nagarik Bachat 3.00%
Minimum Balance requirement NRs 1000
Karmachari Bachat Khata 2.75%
Savings-Gorkha 4.25% 
Savings-Nepal Army 3.00%
Savings-Police 3.00%
PF Other Organizations 4.25%
Other Saving Deposit
NRS(Saral Bachat only )
NRS(Public)
NRS(Others)
USD
 


2.25% 

3.00%
2.25%
0.50%
 
                                               Call Deposit 
w.e.f  20th April 2018, (07th Baishakh 2075)
Minimum Balance Interest Rate
NRs 10,000 1.25%
NRs 1.00 Lacs 1.25%
NRs 10.00 Lacs 1.50%
NRs 50.00 Lacs 1.50%
NRs 75.00 Lacs 1.50%
NRs 1.00 Crore 1.50%
NRs 2.00 Crore 1.50%
NRs 5.00 Crore and above Negotiable with maximum of 2.25%
USD Call Deposit 
w.e.f  9th April 2017, (27th Chaitra 2073)
Minimum Balance Interest Rate
Upto USD 1million 0.50%
Above USD 1 Million Negotiable

Fixed / Recurring Deposits 
Interest Rate (p.a)  Payable Quarterly
w.e.f  22.06.2018, (08thAshad 2075)
Duration
Individuals/
Foreign Diplomatic
Institutions 
       Institutions
≥ 1 month and < 3 months 9.00% 10.00%
≥ 3 months and < 6 months 9.50% 10.50%
≥ 6 months and < 1 year 10.50% 10.50%
≥ 1 year and < 2 years 10.50% 10.50%
≥ 2 years and ≤ 3 years 10.50% 10.50%
> 3 years and ≤ 10 years 10.50% 10.50%
Fixed Deposit for 101 days* NEW 10.50% 10.50%
Fixed Deposit for 201 days* NEW 10.50% 10.50%
* FD for 101 & 201 Days: The 101 days & 201 days FD should have a minimum balance of NPR1.00 Lacs with interest payable on maturity.

Bulk Fixed Deposits**
(For Individuals Only: NPR5.00 Lacs & ABOVE) 
NEW
Interest Rate (p.a)  Payable Quarterly
w.e.f  22.06.2018, (08thAshad 2075)
≥ 1 year and < 2 years 10.50%
≥ 2 years and ≤ 3 years 10.50%
**Bulk Fixed Deposit: The Fixed deposit value of NPR 5.00 Lacs and above will only be eligible for availing the interesr rate under the above Bulk Fixed Deposit category. The FD should be opened at a single instance.
 

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