Interest Rates - Loans
|
Loan Types |
Interest Rate(p.a) |
|||
|
Corporate Customers |
Prime Customers |
Other Customers | ||
| Trust Receipt - Up to 120 days |
12.00% |
12.50% |
13.00% |
|
|
Export Credit -in FCY -in NRS/IRS |
6.50% 11.00% |
7.50% 11.50% |
8.50% 12.00% |
|
| Cash Credit/Overdraft | 13.00% | 13.50% | 14.00% | |
| Short Term Loan/DL | 12.50% | 13.00% | 13.50% | |
| Loan Against Share | 13.50% | 14.00% | 14.50% | |
| Term Loan | 13.25% | 13.75% | 14.25% | |
| Loan Against Bank Guarantee | 10.50% | 11.00% | 12.00% | |
| Loan Against Govt.& Other Bonds | 10.50% | 11.00% | 12.00% | |
| Priority Sector Loan | - | - | - | |
| Loan Against Bank's own FD( > 10%) | +1.50 % of FD rate | +2.00% of FD rate | +2.00% of FD rate | |
| Loan Against Bank's own FD(<= 10%) |
+1.00% of FD rate |
+2.00% of FD rate |
+2.00% of FD rate |
|
| Loan in NRS against US$ FD | 9.00% | |||
|
Deprived Sector Loans -institutional -individual |
|
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|
Home Loan -Beyond 5 years upto 10 years |
14.00% |
|||
|
Land Loan Up to 10 years |
14.00% | |||
|
Education Loan |
13.50% |
|||
|
-Mortgage Loan & Mortgage Plus Scheme -Convenient Loan |
14.50% 14.00% |
|||
| Bhu. Pu. Loan | 13.50% | |||
|
Vehicle Loan - Other Commercial Vehicle |
13.50% 14.00% |
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- Rates for export credit in US$ will be as per NRB Directives.
- Rates for consortium loans will be as per consortium agreement.
- Above Rates will not be applicable to defaulting accounts.
The interest rates are subject to change without prior notice depending on Bank's decision.
