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Interest Rates - Loans

Loan & Advances Schemes  Interest Rate(p.a)
w.e.f  30th Jan 2017, (17th Magh 2073)
       
Corporate Customers Prime Customers  Other Customers 
Working Capital / Cash Credit 8.50-10.50% 10.50-11.50% 11.50-13.50%
Trust receipt 8.00-9.00% 9.00-10.00% 11.00-12.00%
Short Term Demand Loan 8.50-10.50% 10.50-11.50% 11.50-13.50%
Term Loan / Project Finance 9.50-10.50% 10.50-11.50% 11.50-13.50%
Working Capital / Cash Credit -Multinational 8-.00-9.00%
Export Finance/Loan FCY 3.00-5.00%
Pre shipment / Post shipment Loan 8.00-9.00% 9.00-10.00% 11.00-12.00%
Consortium Lending As per consortium decision
Loan Against FDR + 1% + 1.50% + 2.00%
Deprived Sector Lending(MFI,NBFC) 7.00-10.00%
Deprived Sector Lending(Individuals/ Retail) 10.00-13.00%
Personal Loan/Overdraft/Mortgage Loan 10.00-13.00%
SME Loan 9.50-12.00%
Education Loan 11.00-12.00%
Home Loan 9.50-12.00%
Auto Loan / Hire Purchase Loan 9.00-12.00%
Bhu. Puu Loan 13.00%
Loan against share / margin lending 10.00-11.00% 11.00-12.00% 12.00-13.00%
Loan against Bonds (Govt. & Other) + 1.00%
(Minimum 9%)
+ 1.50%
(Minimum 10%)
+ 2.00%
(Minimum 10%)
Land Loan / Real Estate Loan 10.00-11.00% 11.00-12.00% 12.00-13.00%
Gold Loan 11.00-12.00%
The interest rates are subject to change without prior notice depending on Bank's decision.
 

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