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Interest Rates - Deposits


Type of Saving Deposit Schemes
Interest Rate (p.a)  Payable Quaterly
w.e.f  23rd Oct 2016 ,(7th Kartik 2073)
Corporate Salary PackageNEW 2.50%
NSBL Nari Bachat Khata NEW 2.25%
Minimum balance NRs 500.
NSBL Baal Bachat Khata NEW 2.25%
Minimum balance NRs 501.
Karnadhaar Bachat Khata NEW 2.25%
Minimum balance NRs 501.
NSBL Combo Savings Scheme NEW 2.75%
Account can be opened at zero balance. Minimum balance Rs 5000/-
(Auto Lien by System)
(Interest on deposit account to be calculated on the basis of
daily closing balance (day end balance) of the account and credited quarterly)
Swarnim Bachat 2.00%
Minimum balance requirement NRs 30,000
Indreni Bachat Yojana 2.00%
Minimum balance requirement NRs 10,000
Vishesh Bachat 2.00%
Minimum balance requirement NRs 50,000
Varistha Nagarik Bachat 2.75%
Minimum Balance requirement NRs 1000
Karmachari Bachat Khata 2.25%
Savings-Gorkha 2.25%
Savings-Nepal Army 2.25%
Savings-Police 2.25%
Other Saving Deposit
NRS(Saral Bachat only)
NRS(Public)
NRS(Others)
USD

1.50%
1.50%
2.00%
0.50%
                                               Call Deposit 
w.e.f  4th Dec 2016 ,(19th Mangshir 2073)
Minimum Balance Interest Rate
NRs 10,000 1.25%
NRs 1.00 Lacs 1.25%
NRs 10.00 Lacs 1.50%
NRs 50.00 Lacs 1.75%
NRs 75.00 Lacs 2.00%
NRs 1.00 Crore 2.50%
NRs 2.00 Crore 2.75%
NRs 5.00 Crore 3.25%
NRs 25.00 Crore  3.50%
Above NRs. 25.00 Crore  Negotiable
PF Other Organizations 4.25%
USD Call Deposit 
w.e.f  23rd Oct 2016 ,(7th Kartik 2073)
Minimum Balance Interest Rate
Upto USD 1million 0.50%
Above USD 1 Million Negotiable

Fixed / Recurring Deposits
Interest Rate (p.a)  Payable Quaterly
w.e.f  3rd Jan 2017 ,(19th Poush 2073)
Duration
Individuals/
Foreign Diplomatic
Institutions 
       Institutions
≥ 1 month and < 3 months 3.50% 3.00%
≥ 3 months and < 6 months 4.75% 4.00%
≥ 6 months and < 1 year 5.00% 4.50%
≥ 1 year and < 2 years 5.50% 5.00%
≥ 2 years and ≤ 3 years 5.75% 5.25%
> 3 years and ≤ 10 years 6.00% 5.50%
Fixed Deposit for 101 daysNEW 6.25% 4.25%
Fixed Deposit for 201 daysNEW 6.50% 4.75%


Bulk Fixed Deposits (Individuals Only) NEW
Interest Rate (p.a)  Payable Quaterly
w.e.f  4th Dec 2016 ,(19th Mangshir 2073)
≥ 1 year and < 2 years 6.50%
≥ 2 years and ≤ 3 years 6.75%

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