Print Pdf Download Email facebook share twitter share linkedin share

Interest Rates - Deposits


Type of Saving Deposit Schemes
Interest Rate (p.a)  Payable Quaterly
w.e.f  16th April 2017, (27th Chaitra 2073)
Corporate Salary PackageNEW 2.50%
NSBL Nari Bachat Khata NEW 2.25%
Minimum balance NRs 500.
NSBL Baal Bachat Khata NEW 2.25%
Minimum balance NRs 501.
Karnadhaar Bachat Khata NEW 2.25%
Minimum balance NRs 501.
NSBL Combo Savings Scheme NEW 2.75%
Account can be opened at zero balance. Minimum balance Rs 5000/-
(Auto Lien by System)
(Interest on deposit account to be calculated on the basis of
daily closing balance (day end balance) of the account and credited quarterly)
Swarnim Bachat 2.00%
Minimum balance requirement NRs 30,000
Indreni Bachat Yojana 2.00%
Minimum balance requirement NRs 10,000
Vishesh Bachat 2.25%
Minimum balance requirement NRs 50,000
Varistha Nagarik Bachat 2.75%
Minimum Balance requirement NRs 1000
Karmachari Bachat Khata 2.50%
Savings-Gorkha 2.25%
Savings-Nepal Army 2.75%
Savings-Police 2.75%
Other Saving Deposit
NRS(Saral Bachat only)
NRS(Public)
NRS(Others)
USD
Nepal SBI Premium SavingNEW



2.00% -w.e.f  16th July 2017, (1st Shrawan 2074)
2.75%
2.00%
0.50%
4.00% 
-w.e.f  17th August 2017,(1st Bhadra 2074) calculated
on the basis of daily closing balance(day end balance) of the account
and credited quarterly(as per Nepali calendar)
                                               Call Deposit 
w.e.f  22nd August 2017, (6th Bhadra 2074)
Minimum Balance Interest Rate
NRs 10,000 1.25%
NRs 1.00 Lacs 1.25%
NRs 10.00 Lacs 1.50%
NRs 50.00 Lacs 2.00%
NRs 75.00 Lacs 1.50%
NRs 1.00 Crore 1.50%
NRs 2.00 Crore 1.50%
NRs 5.00 Crore and above Negotiable with maximum of 2.00%
PF Other Organizations 2.00%
USD Call Deposit 
w.e.f  9th April 2017, (27th Chaitra 2073)
Minimum Balance Interest Rate
Upto USD 1million 0.50%
Above USD 1 Million Negotiable

Fixed / Recurring Deposits
Interest Rate (p.a)  Payable Quaterly
w.e.f  22nd August 2017, (6th Bhadra 2074)
Duration
Individuals/
Foreign Diplomatic
Institutions 
       Institutions
≥ 1 month and < 3 months 4.50% 4.50%
≥ 3 months and < 6 months 5.50% 4.75%
≥ 6 months and < 1 year 7.75% 7.00%
≥ 1 year and < 2 years 8.50% 8.25%
≥ 2 years and ≤ 3 years 8.00% 7.00%
> 3 years and ≤ 10 years 7.50% 7.00%
Fixed Deposit for 101 daysNEW 5.00% 4.25%
Fixed Deposit for 201 daysNEW 6.00% 4.50%


Bulk Fixed Deposits
(For Individuals Only: NPR10.00MIO & ABOVE) 
NEW
Interest Rate (p.a)  Payable Quaterly
w.e.f  22nd August 2017, (6th Bhadra 2074)
≥ 1 year and < 2 years 8.50%
≥ 2 years and ≤ 3 years 8.00%

News and Updates