Deposit Schemes
Normal SavingS Account
This scheme is designed to facilitate easy and regular deposit of funds as and when required and simultaneously earning of income on the balance that is kept in the account.Features:
- Minimum Balance: Rs. 5000/-
- Interest Rate: 3% p.a. Calculated daily payable quarterly
- Free Cheque Book.
- Free Internet Banking Service
STUDENTS ACCOUNT
This scheme has been introduced with an objective to inculcate saving habits to the students. Under this scheme any students of college can open this Savings account.Features:
- Minimum Balance: Nil.
- Interest Rate: 3% p.a. Calculated daily payable quarterly
- Free ABBS Charge (only for those applying for GOI’s Mahatma Gandhi and Golden Jubilee Scholarship Scheme )
- Free ATM/ Debit Card (only for those applying for GOI’s Mahatma Gandhi and Golden Jubilee Scholarship Scheme)
- Free Internet Banking Service
- Free Cheque Book.
SCHEME FOR NEPAL ARMY, NEPAL POLICE & ARMED POLICE FORCE SERVICE PERSONNEL
This account is designed for Nepali citizens presently in service of Nepal Army, Nepal Police or Armed Police Force.Features:
- Minimum Balance: Rs. 500/-
- Interest Rates: 3 percent p.a. Calculated daily payable quarterly
- Free Cheque Book.
- Free Internet Banking Service
- Free Nepal SBI Visa Debit Card
- Any Branch Banking Service free of charges
- Free Stop Payment.
- Free Standing Instruction
INDRENI BACHAT
Under this scheme, any individual including minor (account to be operated by guardian) can open the account. Customer will get higher interest rate for maintaining higher balance in the account. The interest is calculated on daily basis.Features:
- Minimum Balance: Rs. 10,000/- for interest calculation.
- Interest Rates: 4.5 percent. Calculated daily payable quarterly
- Free Cheque Book.
- Free Internet Banking Service
- Any Branch Banking Service free of charges
GOVERNMENT OF INDIA PENSIONERS' ACCOUNT
Under this scheme, the Nepali domiciled Government of India Pensioners can open the account.Features:
- Eligibility: Nepali domiciled Government of India Pensioners.
- Minimum Balance: Nil.
- Free Nepal SBI Visa Debit Card. (Condition apply)
- 50 percent concession on rental charges on Safe Deposit Lockers. (Subject to availability of Lockers)
- Remittance Charges: 100 percent concession on applicable charges and commission on issue and collection of draft (only exchange to be recovered.) and no handling charge (service charge) for inward SWIFT remittances.
- Other Benefits: Flat Rs. 500 only for processing on Demand Loan under Bhu Pu Loan Scheme.
Varistha Nagarik Bachat Khata
Saluting your years of service to this great nation and society, we have brought peerless banking account service to you—Varistha Nagarik Bachat Khata. The respected senior citizen—aged 50 and above—can open this Saving Account with minimum balance of Rs. 500/- only. Interest rate on the account is 4% calculated daily and payable quarterly. Additionally, the Accountholder gets bundle of additional benefits;
- No restrictions on withdrawal from account subject to maintenance of required minimum balance
- 50% concessions on rental charges for hiring safe deposit locker (Subject to Availability)
- 50 % concession on SWIFT and RTGS only (Except on Exchange & Commission)
- 50 % concession on commission on Bharat Yatra Card
- Free Account Statement (On request)
- Free Any Branch Banking Service
- Free Nepal SBI Bank Debit Card
- Free Internet Banking Service
Account can be open on all of our branch offices. For details please contact at any of our Branches. Note: The concessions as per the scheme are to be rendered only when the relevant services are utilized through the account.
Vishesh Bachat
We have come with special deposit scheme—Vishesh Bachat—enriched with bundle of additional benefits to our valued customers. Vishesh Bachat Accountholders get;
- 5% interest rate calculated on daily balance and payable quarterly
- Free Internet Banking Service
- Free Nepal SBI Visa Debit Card
- Any Branch Banking Service free of charges
- Free account statement (On request)
- 50 percent discount on rental charges and no separate deposit requirement for hiring Safe Deposit Lockers (Subject to availability of Lockers)
- 50 percent concession on issuing Bharat Yatra Card
- 50 percent concession on applicable charges and commission on RTGS only. (Except on exchange and commission.)
- No restrictions on deposits and withdrawal (Subject to maintenance of the minimum balance)
Swastha Bachat Khata
Nepal SBI Bank’s Swastha Bachat Khata gives you dual benefits of having a saving bank account and meantime keeping yourself healthy with free “Health Check-Up Service” worth Rs. 1,555/- from U&B International Health Care Centre located at New Baneshwor (Shantinagar Gate), Kathamandu.
The “Health Check-Up Services” includes General Check-up, Dental Check-up and various Laboratory Investigations. Apart from this, the accountholders also get
- 3% Interest Rate calculated on daily balance and payable quarterly (Nepali Calendar)
- Free Account Statement (On request)
- Free Any Branch Banking Service
- Free Nepal SBI Bank Debit Card
- Free Internet Banking Service
- Free Cheque Book
Ujjwal Bhavisya Bachat Yojana(Recurring Deposit)
- Deposit Fixed amount each month and withdraw lumpsum amount on maturity
- Deposit Amount: Rs. 500.00 and above in multiples of Rs. 100.00
- Deposit Period: From 12 months to 84 months in multiples of 6 months
- Interest credited quarterly in principal account
- Interest Capitalization every 3 months
Dhanvriddhi Bachat Yojana
- Deposit Fixed Amount at the beginning and withdraw lump-sum amount on maturity.
- Deposit Amount: Minimum NPR 5,000 and above in multiples of NPR 100.
- Deposit Period: From 6 months to 84 months in multiples of 6 months.
- Interest Credited to Principal Account.
- Interest Capitalized every 3 months (based on English Calendar).
- A soft loan can be availed up to 90% of the balance amount
Karmachari Bachat Khata
We have come with a special zero balance deposit scheme—Karmachari Bachat Khata—with special focus on salaried employees from government and/or non-government organizations. Karmachari Bachat Khata account holders get;
- 5% interest on daily balance, payable quarterly
- 40% concession on rental charges for hiring safe deposit locker (Subject to availability)
- 50% concession on remittance commission (Draft and RTGS to India)
- 50% concession on issuance charge of Bharat Yatra Card.
- Free Any Branch Banking Service
- Free Nepal SBI Bank Debit Card
The account can be opened in all our branch offices. For details please contact any of our Branches. Note: The concessions as per the scheme are to be rendered only when the relevant services are utilized through the account.
Rs. 501 saral bachat
- Customer can open this account with minimum balance of just Rs. 501.
- Free ATM/Debit Card.
- Free Any Branch Banking Service (Customer can deposit and withdraw cash from all branches of Nepal SBI Bank countrywide free of charges).
- Free Cheque Book
- Free Internet Banking Account
Provident Fund Account for Permanent Staff of Organization
- Higher interest rate than normal Saving deposit.
- Interest calculated daily payable quarterly.
- A soft loan can be availed up to 90% of the balance amount.
- A certain amount of fund (both deducted from staff salary and contributed by the organization) can be deposited on the monthly basis by the concerned organization.
